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BGRS Is Now SIRVA: What CAF Families Posted to Halifax Need to Know in 2026

Has the CAF relocation provider changed for military members posting to Halifax in 2026?

Yes. As of January 6, 2026, SIRVA replaced Brookfield Global Relocation Services (BGRS) as the Contracted Relocation Service Provider for the Canadian Armed Forces. Relocation files authorised on or after that date are administered through the SIRVA portal. Your entitlements under the Canadian Forces Integrated Relocation Program are unchanged.

If your posting message arrived this spring and Halifax is your new duty location, there's one thing worth knowing right away: the process of maximising your relocation package is essentially the same as it has always been — but the system you'll log into, and the advisor you'll speak with, now operate under a different name. The fundamentals of the program haven't moved. What has moved is the branding on the door.

I'm Johnny Dulong, Family Real Estate Advisor with EXIT Realty Metro in Halifax, Nova Scotia. I served in the Canadian Armed Forces before spending 24 years working in the HRM real estate market, and military relocations to CFB Halifax, Shearwater, and Stadacona have been a core part of my practice throughout that time. If you have questions about your posting to Halifax, I can be reached at 902-209-4761 or SellHalifaxRealEstate.com.

WHAT ACTUALLY CHANGED ON JANUARY 6, 2026

The Government of Canada confirmed on its official relocation directive page that SIRVA is now the Contracted Relocation Service Provider (CRSP) for all CAF relocation files authorised on or after January 6, 2026. Files authorised before that date continue to be administered by BGRS through its legacy portal.

Practically speaking, this means:

  • If your relocation file was authorised on or after January 6, 2026, you register and manage your file through the SIRVA portal at forces.sirva.ca

  • If your file was authorised before January 6, 2026, you continue through the existing BGRS portal until your file closes

  • If you are in the transition period and have records on both systems, banking details, contact information, and documentation may need to be updated separately on each platform

The name and platform have changed. The Canadian Armed Forces Relocation Directive (CAFRD), which governs your entitlements, has not.

Canadian Armed Forces Relocation Directive — Canada.ca [LINK: Canadian Armed Forces Relocation Directive — Canada.cahttps://www.canada.ca/en/department-national-defence/corporate/policies-standards/relocation-directive.html | opens in new tab]

WHAT HAS NOT CHANGED

The entitlements and benefits that CAF members and their families rely on when posting to Halifax remain intact under SIRVA. The core structure of the IRP — how benefits are accessed, what they cover, and how reimbursement works — is governed by the CAFRD, not by the contracted service provider.

That means the following benefits continue to apply for members posting to CFB Halifax, Shearwater, or Stadacona:

  • House Hunting Trip (HHT): A standard HHT provides up to five days and five nights at the destination, plus two travel days, for the member and/or spouse. An extended HHT of up to four additional days is available when needed, using paid leave.

  • Real estate cost reimbursement: This covers commissions, legal fees, appraisals, and related costs, subject to the CAFRD ceiling rates.

  • Household Goods and Effects (HG&E) shipment: Coordinated through your SIRVA Advisor and Base Traffic Agent.

  • Temporary Dual Residence Assistance (TDRA): Available if your former home remains unsold, vacant, and actively marketed.

  • Movement Grant: A $650 non-taxable grant to help with miscellaneous costs not otherwise covered.

  • Interim Lodgings, Meals, and Miscellaneous (ILM&M): Covers temporary housing expenses during the transition if HG&E has been authorised to move.

  • Canadian Forces Housing Differential (CFHD): A housing cost adjustment based on your rank and the Halifax market rate, designed to keep your housing costs at approximately 25% of gross monthly salary.

One additional change effective April 1, 2026 is worth noting here. The CAF Posting Allowance has been replaced by the new Mobility Allowance, which pays Regular Force members $13,500 for their first three moves, $20,250 for moves four through six, and $27,000 for any move beyond six. This is a direct cash benefit with meaningful implications for down payment planning in Halifax.

For a full breakdown of how the Mobility Allowance works and how to position it within a Halifax home purchase, see the dedicated post on this blog:

CAF Mobility Allowance Halifax: Home Buying Guide 2026 [LINK: CAF Mobility Allowance Halifax: Home Buying Guide 2026 → https://sellhalifaxrealestate.com/blog.html/caf-mobility-allowance-halifax-home-buying-guide-2026-8964116 | opens in new tab]

YOUR FIRST STEPS WHEN POSTING ORDERS ARRIVE

The single most consequential decision you can make after receiving your posting message is to act immediately. The IRP system — regardless of whether it's administered by SIRVA or BGRS — rewards members who start the file early and plan the HHT with enough lead time to make a genuine, considered decision in Halifax.

A reliable sequence for members newly posted to CFB Halifax or Shearwater:

  1. Register with SIRVA at forces.sirva.ca as soon as your file is authorised. Don't wait for a second posting message or for the dust to settle on the transition.

  2. Complete the Preliminary Relocation Assessment (PRA). This unlocks your planning session and lets SIRVA assign an Advisor to your file.

  3. Book your first planning session promptly. This is where you'll map out your full entitlement picture, confirm your budget, and begin scheduling your HHT.

  4. Plan your HHT eight to nine weeks before your Change of Strength (COS) date. Halifax's typical closing timeline runs six to eight weeks, so leaving enough runway between your HHT and your report date is essential — particularly during the spring Active Posting Season (APS) when inventory in HRM is moving.

  5. Engage a real estate professional with IRP experience before your HHT, not after you arrive. Under the IRP's Open Broker policy, you can work with any arm's-length REALTOR® — listed in the SIRVA directory or not. What matters is that they understand the Halifax market and how the IRP timeline interacts with local purchase conditions.

SIRVA CAF Relocation Portal — forces.sirva.ca [LINK: SIRVA CAF Relocation Portal → https://forces.sirva.ca | opens in new tab]

WHAT THE SWITCH MEANS IN PRACTICE FOR FAMILIES

For most families, the transition from BGRS to SIRVA will be invisible at the level of day-to-day experience. You'll log into a different website, speak with a different Advisor, and see different branding on your documents — but the process of securing a home in Halifax, accessing your HHT funds, submitting claims, and coordinating your HG&E move follows the same framework it always has.

The one area where I'd encourage families to be proactive is record-keeping. During a system transition, there's a period where both portals are active and data synchronisation may be imperfect. Keep copies of everything: posting messages, planning session notes, approved claims, receipts, and any written confirmation of your entitlement authorisations. If there's a discrepancy between what you submitted and what was processed, your documentation is what resolves it.

For context on navigating the IRP timeline specific to a CFB Halifax posting — deadlines, how to sequence your HHT, and what to prioritise in a spring market — the following post covers the mechanics in detail:

How to Navigate Your IRP Timeline for a CFB Halifax Posting in 2026 [LINK: How to Navigate Your IRP Timeline for a CFB Halifax Posting in 2026 → https://sellhalifaxrealestate.com/blog.html/how-to-navigate-your-irp-timeline-for-a-cfb-halifax-posting-in-2026-8938282 | opens in new tab]

THE HALIFAX MARKET IN SPRING 2026 POSTING SEASON

For members arriving in Halifax this posting season, the housing market is more navigable than it has been in several years. According to February 2026 data from the Nova Scotia Association of REALTORS®, active listings in HRM have climbed to 921 — up from 814 the year before — and average days on market sit at 49 days. That gives HHT buyers more genuine options and less frantic decision-making pressure than was typical during the 2021 to 2023 peak.

The HPI benchmark price in HRM sat at $423,700 as of February 2026, up 1.4% year-over-year. Properties in the communities surrounding the bases — Dartmouth, Eastern Passage, Cole Harbour, and Bedford — continue to represent the strongest value-to-space ratio for military families, and all are within practical commuting distance of CFB Halifax, Shearwater, and Stadacona.

The important caveat for HHT buyers is that a balanced market does not mean an unlimited market. Five days moves quickly when you're also learning a new city. Coming in with neighbourhood research completed, a pre-approval confirmed through a lender familiar with military income structures, and a clear sense of your must-haves versus your preferences is what makes an HHT productive rather than overwhelming.

FREQUENTLY ASKED QUESTIONS

Do I need to use a SIRVA-listed real estate agent for my CAF posting to Halifax?

No. The IRP operates under an Open Broker policy, which means you can work with any arm's-length REALTOR® — whether or not they are listed in the SIRVA directory. The practical advantage of working with an agent who appears in the directory is that SIRVA can pay eligible fees directly on your behalf. If you choose an agent outside the directory, you may need to pay upfront and submit for reimbursement up to the CAFRD ceiling rate. What matters most is local market knowledge and IRP process experience, not directory status alone.

What happens to my relocation file if it was started under BGRS and isn't finished yet?

Files authorised before January 6, 2026 continue to be administered through the BGRS portal until the file closes. SIRVA administers only files authorised on or after January 6, 2026. If you are mid-move with an open BGRS file, contact your existing BGRS Advisor directly. During the transition period, it is advisable to update your contact information, banking details, and any relevant documents on both platforms if you have any presence in each system.

How early should I contact a Halifax real estate agent before my HHT?

Before you book your HHT dates, ideally. A Halifax agent with IRP experience can help you establish a realistic price range for your entitlement level, identify which communities work for your commute and family needs, and build a shortlist of properties to view efficiently across your five-day window. Arriving in Halifax without that preparation means spending the first day or two building context that could have been done remotely over the weeks prior. In a posting season where well-priced properties still move, that preparation is not optional — it's how HHT buyers make confident decisions within the timeline they're given.

Is the new Mobility Allowance available to members posting to Halifax this spring?

Yes, for files with a COS date on or after April 1, 2026. The CAF Mobility Allowance replaces the former Posting Allowance and pays $13,500 for a member's first through third postings, $20,250 for the fourth through sixth, and $27,000 for any posting beyond the sixth. Members on Imposed Restriction receive 50% of the applicable rate. The allowance is a direct cash benefit and can be used toward a down payment in Halifax — but must be positioned carefully within your overall financing plan before your HHT, not after.

This post is for informational purposes only and does not constitute legal, financial, or mortgage advice. CAF program details, IRP entitlements, and SIRVA portal procedures are subject to change. Always confirm current entitlements and procedures directly with your SIRVA Advisor, the Government of Canada, and a qualified mortgage professional before making real estate or financial decisions. Johnny Dulong is a licensed REALTOR® (NS #NA5059) with EXIT Realty Metro serving Halifax Regional Municipality, Nova Scotia.

Last reviewed: March 2026 — reviewed quarterly.

Call or text Johnny Dulong, Family Real Estate Advisor, EXIT Realty Metro, at 902-209-4761. You can also explore current listings and military relocation resources at SellHalifaxRealEstate.com.

Johnny Dulong | Family Real Estate Advisor | EXIT Realty Metro | 902-209-4761 | SellHalifaxRealEstate.com | Call today — EXIT tomorrow.

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